Debt Payoff Planner & Coach

DebtFree Coach is a personal debt payoff planner that helps you create a customized plan to become debt-free. It does not require any bank login or collect any personal data, ensuring your privacy and security. The app offers a comparison between the Debt Avalanche and Debt Snowball strategies, allowing you to choose the one that best suits your needs. You can also create a custom priority plan to pay off your debts in your preferred order.

The app provides a complete repayment schedule for all your debts, including credit cards, personal loans, car loans, student loans, and more. It shows your debt-free date with a countdown, the amount of interest saved compared to the minimum payment path, and the number of months shaved off your timeline. You can also track your progress with a balance paydown chart and use the extra payment simulator to see the impact of making additional payments.

DebtFree Coach allows you to add all your debts in one place, including credit cards, personal loans, car loans, mortgages, and buy now pay later plans. It automatically tracks balances, APR, minimum payments, and due dates, eliminating the need for spreadsheets or mental math. The app also includes a payment tracker and reminder feature, so you never miss a payment and can avoid late fees.

The monthly reports provided by DebtFree Coach show your progress in avoiding interest, paying down principal, and getting closer to debt freedom. You can also export these reports as PDFs at any time. The app also offers milestones and streaks to keep you motivated, such as payment streaks and achievement badges for reaching payment milestones. You can also share your progress with friends and family.

DebtFree Coach is designed for anyone with credit card debt, personal loans, car loans, or student loans who wants a clear and effective debt repayment plan. It is trusted by users across Malaysia, Indonesia, Philippines, Thailand, Singapore, and India. The app is private, offline, and secure, as it does not require a bank connection and keeps all your financial data on your device only. With DebtFree Coach, you can see your debt-free date in under 2 minutes and take control of your finances.