FolioSync - PSX Portfolio

FolioSync is a comprehensive portfolio management application designed specifically for investors in the Pakistan Stock Exchange (PSX). It offers a range of features, including KSE-100 tracking, Islamic finance tools, tax certificates, and AI-powered insights, all for free and without any subscription fees. The app allows users to create unlimited portfolios and provides independent analytics for each portfolio. Stock prices are updated every 5 minutes during market hours, and the app uses a FIFO-based system for buy and sell transactions, accurately calculating realized and unrealized profits and losses. Users can also manage their cash balance and track mutual funds alongside stocks. In addition to portfolio management, FolioSync also offers market intelligence tools. Users can compare their performance against the KSE-100 and KMI30 indexes, view company announcements for stocks they hold, and easily create transactions for dividends and bonus shares. The app also follows the BC-2 working days rule for correct book closure dates and includes a watchlist with real-time prices, day change percentages, highs and lows, and volume information. FolioSync also provides PDF reports for tax purposes, including capital gains tax certificates and dividend income reports with a breakdown of withholding tax. The app automatically applies the correct tax rates for filers, non-filers, and late filers, and allows users to configure Zakat and withholding tax for each portfolio. Broker commissions are also included in the buy cost for accurate capital gains tax calculations. Professional PDF and Excel reports are also available for record-keeping. For users who follow Islamic finance principles, FolioSync offers automatic Zakat calculation on eligible holdings, tracking of purification amounts per stock, and the ability to manage donation status for Shariah-compliant investing. The app also includes advanced tools such as a DCA calculator for cost-averaging, portfolio rebalancing to set target allocations, a what-if scenario tool for stress-testing, and a FIRE planner to calculate retirement timelines and passive income targets. It also offers AI insights, although this feature is still in the experimental stage. FolioSync allows users to import data from various brokers and sources, including MK, SFEL, AKD, BMA, KTrade, and Finqalab. It also offers Google Drive auto-backup and PIN and biometric lock for privacy protection. The app is specifically designed for Pakistani investors and is free to use, with no hidden fees or ads. It is compliant with WHT, CGT, and Zakat regulations and offers a complete solution for tracking stocks, mutual funds, dividends, and taxes. However, it is important to note that the information provided in the app is for educational and informational purposes only and should not be considered as financial, investment, or trading advice. Users should always conduct their own research and consult a qualified financial advisor before making any investment decisions. FolioSync is an independent app and is not affiliated with or endorsed by the Pakistan Stock Exchange, SECP, NCCPL, CDC, or any government body. It is a useful tool for retail investors, active traders, financial advisors, and anyone serious about managing their PSX investments professionally.