PesaSense - M-Pesa SMS Tracker

PesaSense is an application that prioritizes the privacy of its users. It ensures that all transactions are kept within the user's phone and not shared with any external sources. This means that no account is required, no financial data is synced to the cloud, and there are no ads. The app also works completely offline, providing a secure and private way to manage finances.

The app automatically tracks all M-Pesa transactions, including money sent, received, till payments, paybills, withdrawals, deposits, and airtime. This allows users to have a comprehensive overview of their financial activities in one place.

PesaSense offers smart categorization with 38 categories specifically tailored for Kenya. These categories include food, transport, bills, NHIF, HELB, savings, and more. The app also learns from user corrections and becomes smarter over time. Additionally, community patterns from thousands of users help new transactions categorize themselves, making the process more efficient.

The app also offers budgeting features that allow users to set monthly spending limits for each category. Animated progress bars indicate when the user is close to reaching their limit, providing a visual reminder to stay within budget. Users can also customize their warning threshold to suit their needs.

PesaSense provides real insights into the user's financial habits. This includes their current M-Pesa balance, income vs. expense summary with month-over-month comparison, savings rate, daily spend, top category, and fee breakdown. Users can also analyze their spending trends and dive deeper into specific categories. The app offers various analytics periods, such as this week, this month, last 30 days, last 3 months, and last year.

The app also offers an optional community learning feature, where users can help others categorize their transactions faster. This is done anonymously, with only patterns being shared with the community. Personal details and transaction amounts are never shared. Users can toggle this feature on or off at any time in the settings.

PesaSense is fully configurable, allowing users to choose the categories that best fit their lifestyle. They can also customize the app's theme, budget warning threshold, notification preferences, and even export data or clear their history at any time. Overall, PesaSense offers a secure, private, and customizable way to manage finances for its users.