PNB Digital

PNB Digital is an application that allows Filipinos residing in the Philippines to easily open a savings account with just one valid ID. This service is specifically designed for customers who do not have a deposit account with PNB. For Filipinos working in Hong Kong, Singapore, and Japan, they can also start their account application through PNB Digital with just a few taps and a valid ID. However, they will need to visit the nearest PNB overseas branch within 30 days for a quick KYC verification and complete their application with a remittance to fund their account.

One of the main benefits of using PNB Digital is the easy sign-up process. Customers can register without having to physically go to a branch. They can use any eligible PNB Savings or Checking account number, PNB Debit Card, or Credit Card number to enroll. This makes the process more convenient and accessible for users.

PNB Digital also prioritizes the safety and security of its users. Customers can access their accounts effortlessly with Fingerprint/Touch ID or Face ID. They can also lock their principal credit card anytime to prevent unauthorized use and unlock it when needed. This feature gives users peace of mind and confidence in banking with PNB.

The app also allows users to manage and monitor their PNB deposit or e-money accounts. They can view their account balances and transaction history in real-time, 24/7. Additionally, customers can also view their credit card information and electronic statements, including rewards points and PIN. They can also download monthly e-statements for their convenience.

PNB Digital also offers a convenient way to send money anytime, anywhere. Users can support their families or pay for purchases online by sending money between PNB accounts, to other local banks, and eWallets using InstaPay and PESONet. They can also schedule one-time or recurring transfers for added convenience.

The app also allows users to settle their monthly bills in just one place. They can make hassle-free payments to various billers using their PNB Debit or Credit Card. They can also schedule one-time or recurring payments, making it easier to manage their bills and avoid late fees.

PNB Digital also offers eWallet top-up services, allowing users to transfer funds directly to an eWallet in real-time using InstaPay. This feature makes it easier for users to manage their finances and make transactions more efficiently.

Another convenient feature of PNB Digital is the ability to transfer funds instantly by scanning a QR code. Users can also share their account details safely by creating a QR code for their accounts or linking them to their registered mobile number and/or email address. This makes it easier to receive funds without having to give out their account number.

The app also offers a QR code payment option for participating billers and merchants, making it easier to pay bills and make purchases online and in-store. Additionally, users can also make cardless withdrawals at any PNB ATM using their phone.

PNB Digital also allows users to monitor their PNB Time Deposits and add/view their active time deposits easily. They can also invest in UITFs and manage their investment funds anytime, anywhere. The app also offers the convenience of ordering a PNB checkbook through the app and picking it up at their designated PNB branch.

Lastly, users can personalize their PNB Digital app dashboard by customizing it to include their frequently used service features. This makes it easier to access their favorite transactions instantly.

In conclusion, PNB Digital offers a comprehensive and convenient digital banking experience for its users. With its easy sign-up process, enhanced security features, and various services such as bill payments, fund transfers, and investment management, PNB Digital is a one-stop-shop for all banking needs. Download the app now and enjoy the benefits of digital banking with PNB.