웰컴디지털뱅크(웰컴저축은행)

Welcome Savings Bank is the number one downloaded app in the savings bank sector, with the highest number of users as of December 31, 2023 according to App Annie.

If you're struggling with managing your assets and debts, try using the Welcome My Data feature. Through this, you can participate in the nationwide interest reduction project and potentially save up to 83 billion 3,498 million won as of March 14, 2024. We also offer debt consolidation and information on switching loans to help you save on interest.

Are you wondering how well you're managing your credit? Use the Credit Weather feature to help you with credit management. Check your personal credit weather to see how you're doing.

Opening an account has never been easier with Welcome Savings Bank. You can open an account 24/7, anytime and anywhere, without the need for a public certification. With just a pattern or fingerprint and a 6-digit authentication number, you can open an account. We also offer special accounts for Payjok, employees, and business owners, with exclusive benefits for our customers.

Don't miss out on the exclusive prize benefits that can only be enjoyed at Welcome Bank Lounge. With Welcome Walking, you can earn up to 100 won per day and up to 3,000 won per month for loan customers (40 won per day and 1,240 won per month for receiving customers). With Welcome Lotto, you have a chance to win 100,000 won for first place, 500 won for second place, and 40 won for third place by guessing 6 numbers from 0 to 9. And with Welcome Odd/Even, you can win a share of 1 million won every week (divided among the number of winners) by guessing if the number will be odd or even.

Experience convenient financial services in your daily life with Welcome Savings Bank. Easily transfer money by holding down the withdrawal account card and dragging the deposit account card. Check your total assets, detailed status, and savings goals all on one page. Want to know the value of your car? Simply enter your license plate number to check the current market value. Use our convenient automatic payment service to pay for utilities and other fees. And don't worry about your credit score, we offer free credit management without affecting your score.

To prevent electronic financial fraud, Welcome Savings Bank operates "PC designated service," "2-channel authentication service," and "one-time authentication number" services in accordance with the Financial Supervisory Service's "Electronic Financial Fraud Prevention Service" guidelines.

Our customer service is available during the following hours:

- Loans: 1661-0001 (Weekdays 08:30 ~ 18:00) - Deposits/Withdrawals: 1661-9400 (Weekdays 09:00 ~ 18:00) - Business: 1661-9300 (Weekdays 09:00 ~ 18:00) * Report financial fraud at night: 02-397-8600/8800

Welcome Savings Bank app requires certain permissions for essential functions. These include access to storage for storing public certification, checking for OS tampering, submitting documents, saving photos, and submitting proof documents. We also collect your phone number for mobile authentication, device authentication, counseling calls, and visible ARS functions. We may also request optional permissions for features such as contact transfer, SMS sending, coupon purchases, and friend recommendations. If you do not agree to these optional permissions, some features may be limited. We may also collect photos and videos for document submission and use notifications for important announcements, events, and promotions.

For the purpose of investigating credit order disturbance, we may collect information on malicious apps and diagnostic information on detected malicious apps.

Welcome Savings Bank CEO: Kim Dae-woong Business Registration Number: 120-87-93876 Welcome Savings Bank Compliance Officer Review No. 3765 (October 21, 2024 ~ October 20, 2025)