Ava Finance

Ava is an innovative credit building application that helps individuals improve their credit score in a quick and easy way. With a membership to Ava, 74% of users have seen an improvement in their credit score within the first two weeks. By making on-time payments, users can potentially see a boost of 40+ points in just three months. The setup process is also hassle-free, taking less than 5 minutes to complete.

Ava offers transparent pricing, starting at just $6 per month for an annual plan. There are no hidden fees and 0% interest, making it an affordable option for those looking to improve their credit history. Additionally, there is no credit check required for instant account setup and no deposit or collateral needed.

One of the key features of Ava is the Credit Builder Card, which allows users to pay for over 60 online subscriptions and bills while also lowering their credit utilization. This card does not require a credit check and is guaranteed approval when a valid bank account is connected and identity checks are passed. The card also helps users maintain a low credit utilization and reports positive behavior to all three credit bureaus within 48 hours.

Ava also offers a Secured Credit Building Account, which helps users save money and improve their credit history at the same time. By adding an additional credit line to their report and making on-time payments, users can see an increase in their credit score. After 12-24 months of on-time payments, users can receive all the money they saved towards the secured loan with no added interest or fees.

In addition to these features, Ava also provides users with a monthly free credit report to help them stay on top of their credit score. The app offers insights and suggestions to help users understand credit factors such as credit utilization and on-time payment percentage. And for any inquiries or assistance, Ava has a dedicated customer support team available.

Ava's goal is to make credit building easy and transparent for its users. There are no hidden fees or interest, and the company only succeeds when its users succeed. With Ava, users can expect a better credit score, peace of mind, and potential savings of thousands of dollars. It is important to note that Ava is not a bank, but a technology company that partners with banking services to provide its features.