B9: Fast Cash Advance

The B9 app offers a convenient and rewarding way to manage your finances. By using your B9 Visa® Debit Card for eligible purchases, both online and in physical stores, you can earn up to 5% cash back. To be eligible, you must meet certain criteria, including spending at least $200 in a single calendar month and making purchases from specific merchant categories. For more details, please refer to the terms and conditions.

To get started, simply download the app and open a B9 account. You can then deposit your income or paycheck into your B9 account, including direct deposits from multiple employers, side hustles, government benefits, and more. Once your account is set up, you can check the amount of cash advance you are eligible for and use it immediately as you wish. You can withdraw or spend your cash advance whenever you need it. When your next paycheck is deposited, the amount of cash advanced will be debited from your B9 account. The more on-time payments you make, the more cash advance you can receive over time.

The B9 app offers two subscription plans: Basic and Premium. The Basic plan has a monthly fee of $9.99 or $0* (waived for the first 30 days), while the Premium plan has a monthly fee of $19.99 or $0* (waived for the first 30 days). Both plans include a B9 Visa® Debit Card with up to 5% cash back, as well as access to cash advance services. The Basic plan offers up to $100 cash advance per pay period, while the Premium plan offers up to $500 cash advance per pay period. Additional fees may apply for instant withdrawals and deposits from and to your B9 account, but there are no fees for ACH withdrawals to bank accounts or instant transfers to other B9 members.

In addition to the cash back and cash advance services, the Premium plan also includes a no-impact credit report and a credit score simulator. B9 is not a bank, but banking services are provided by Evolve Bank & Trust, Member FDIC. Both the B9 account and B9 Visa® Card are provided by Evolve Bank & Trust, Member FDIC.

The B9 advance service is an optional, no-fee service offered to B9 members. To be eligible, members must set up a direct deposit to their B9 account at least once a month. The amount of cash advance a member can receive is based on their B9 account history, income deposit frequency and amount, and other factors determined by B9. The amount may change from time to time, and not all users will qualify. The average approved cash advance in the Basic plan is $79, while the average approved cash advance in the Premium plan is $257 (as of April 2024). For more information on eligibility and terms and conditions, please contact B9 via [email protected] or refer to the terms and conditions. B9 warrants that it has no legal or contractual claim against you for failure to repay a cash advance. However, B9 will not provide further advances while any amount from a prior advance remains unpaid. The B9 advance service may not be available in all states.

In summary, the B9 app offers a convenient and rewarding way to manage your finances, with the potential to earn cash back and access cash advance services. With two subscription plans to choose from and additional features such as credit reporting and score simulation, B9 aims to provide a comprehensive financial management solution for its members.