Bajaj Housing Finance

The Bajaj Housing Finance Customer App is a convenient and secure way for customers to access information and services related to their Home Loan, Loan Against Property, and Top-up Loan. With this app, customers can manage their loan account and make payments online, without the need for branch visits or paperwork. The app also offers features such as loan tracking, digital document downloads, and service requests, making it a one-stop solution for all loan-related needs.

One of the key features of the app is its transparency in lending. Customers can view important information upfront when exploring loan options, such as loan amount, repayment tenure, interest rates, and processing fees. This helps customers make informed decisions and understand the total cost of credit.

The app also provides specific highlights for Home Loans and Loans Against Property, including loan amounts, repayment tenures, interest rates, and processing fees. It also offers an example calculation for illustration purposes, giving customers a better understanding of their potential EMIs and total payable amount.

The Annual Percentage Rate (APR) is also mentioned, which includes all charges associated with the credit facility, such as processing fees and insurance. However, it does not include contingent charges like late payment or pre-payment fees.

Bajaj Housing Finance Limited, the company behind the app, is a subsidiary of Bajaj Finance Limited and is classified as an 'Upper-Layer NBFC' by the RBI. It offers finance for various purposes, including home and commercial property purchases, renovation, and working capital for businesses. The company is highly rated by CRISIL and India Ratings for its debt programmes.

Customers can contact the company through email or visit their corporate office in Pune for any queries or concerns. The app is designed to provide a seamless and hassle-free experience for customers, making it a valuable tool for managing their loans.