Bank OZK Cards

The Alerts Ensure Safe, Secure Card Usage application is designed to keep you informed and protected when using your debit card. It offers customizable alerts for both PIN and signature transactions, allowing you to quickly detect any unauthorized or fraudulent activity. These alerts are sent in real time, immediately after a transaction has taken place, giving you peace of mind and the ability to take action if necessary.

One of the unique features of this application is the Location-Based Alerts and Controls. By using your phone's GPS, you can set up a control that restricts transactions to merchants within a certain range of your location. This means that any transactions requested outside of this range will be automatically declined, helping to prevent fraudulent activity. Additionally, the My Region control allows you to set specific regions, such as a city, state, country, or zip code, on an interactive map. Transactions requested by merchants outside of these regions can also be declined.

The Usage Alerts and Controls feature allows you to set spending limits and monitor specific merchant categories, such as gas stations, department stores, restaurants, entertainment, travel, and groceries. This gives you the ability to actively manage your money and control your card usage. You can also set limits for different transaction types, including in-store purchases, e-commerce transactions, mail/phone orders, and ATM transactions.

The Card On/Off Setting is another useful feature that allows you to disable your card if it is lost or stolen, prevent fraudulent activity in the case of a data breach, or control your spending. When the card is "on," transactions are allowed according to your usage settings, but when it is "off," no purchases or withdrawals will be approved until you turn it back on.

In addition to these features, Bank OZK Cards also offers the convenience of conducting card-related mobile transactions at any time of the day. This includes real-time balance inquiries and locating ATMs. Overall, this application provides numerous benefits, including the ability for all cardholders to receive alerts and actively monitor their transactions, as well as giving parents the ability to remotely control and monitor their children's spending.