Beem - Digital Wallet

Beem is a versatile and convenient mobile application that allows users to easily manage their finances and rewards in one place. Developed by Australian Payments Plus (AP+), Beem brings together popular payment methods such as BPAY, eftpos, and NPP Australia to create a seamless and secure payment experience for Australians. With Beem, users can pay, request, transfer, and split money with their contacts, as well as earn rewards and store loyalty and gift cards.

One of the main features of Beem is its ability to facilitate payments between individuals without the need for bank account details. By syncing with a user's contacts, Beem allows for quick and easy transactions with anyone in their network. Additionally, the app offers a bill-splitting feature, making it easy to track and divide expenses among friends and family.

Beem also offers a rewards program, where users can earn cashback when shopping through the app's Rewards hub. Users can choose between Cashrewards and Beem Rewards, or opt-in to both for maximum cashback options. The app also includes BPAY, making it easy to manage bills and track where money is going.

Another convenient feature of Beem is its ability to store all loyalty cards in one place, eliminating the need for physical cards and multiple apps. Users can also send personalized gift cards to their contacts directly from the app.

It's important to note that Digital Wallet Pty Ltd is the issuer and provider of the Beem facility, and users should carefully consider the Product Disclosure Statement and Terms and Conditions before downloading the app. Any financial product advice provided by Digital Wallet is general advice only, and users should consider their own circumstances before acting on it. To use Beem, a valid Visa or Mastercard debit card attached to an Australian bank account is required.

Overall, Beem offers a convenient and secure way to manage finances and rewards in one place. With its various features and partnerships, Beem is constantly evolving to shape the future of payments in Australia.