BoC Pay

BoC Pay is a mobile application that allows users to make cross-border payments, earn rewards and promotions, pay bills, and transfer funds securely. With this app, users can shop and pay for basic necessities, dining, and shopping in mainland China, Hong Kong, Macao, and around the world by simply scanning a QR code. This makes it convenient for users to make purchases while traveling or shopping internationally.

One of the key features of BoC Pay is its rewards and promotions system. Users can earn points on their spending and convert them into cash starting from just HK$1. They can also redeem gift eVouchers instantly and store them in the app to use whenever they want. Additionally, users can take advantage of welcome offers and various merchant offers, making their purchases even more rewarding.

BoC Pay also makes it easy for users to settle their bills. They can easily pay for utility bills such as water, electricity, gas, taxes, rates, and government rent, as well as telecommunications services. This eliminates the hassle of having to make multiple payments through different channels and allows users to manage their bills conveniently in one place.

The app also supports Faster Payment System (FPS), which enables users to make interbank transfers to any registered mobile number or email address. They can also collect funds through a QR code, making it easier for friends and family to transfer money to each other. This feature is not only convenient but also secure, as the app requires password or biometric authentication before any transactions can be made.

Security is a top priority for BoC Pay, and the app has enhanced security measures in place to protect users' transactions. Before any payment can be made, users are required to enter a password or use biometric authentication, such as fingerprint or facial recognition. Additionally, the QR code generated for payment is automatically refreshed within a specified period of time, ensuring that it cannot be used for fraudulent transactions. With these security measures in place, users can have peace of mind when using BoC Pay for their transactions.