Capitec Bank

The Capitec Bank app is a secure and user-friendly mobile application that allows you to access your bank account and perform various banking transactions. One of the major advantages of using this app is that it does not incur any data charges on most major South African networks, making it a cost-effective option for managing your finances.

The app utilizes innovative technology to reduce the cost of banking, resulting in lower transaction fees for its users. This means that you can save money by using the app for your banking needs, putting more value back into your pocket.

The app offers a range of features for transacting, including the ability to open a Capitec account by simply taking a few selfies and scanning your ID. You can also have your card delivered to your door for a fee or collect it for free at a branch. The app also allows you to reset your forgotten Remote app PIN without having to visit a branch.

In addition to traditional banking transactions, the app also offers the option to buy and sell shares with a 20% discount on brokerage fees through EasyEquities. You can also generate a personalized QR code to accept payments from other Capitec clients, scan and pay for purchases using major QR codes, and receive free transaction updates through in-app messages.

The app also offers features for managing your money, such as tracking your spending, sending cash to friends and family to collect at selected retailers and Capitec ATMs, and updating your card withdrawal and purchase limits. You can also manage contactless card transactions by turning tap to pay on and off and update your tap to pay limit. In case of a lost or stolen card, you can immediately stop it through the app.

The app also offers features for saving, including the ability to open, personalize, and manage up to four additional savings plans. You can also fix your savings plans to earn higher interest. Additionally, the app offers features for insurance, such as getting a free estimate and managing your funeral plan 24/7.

For credit-related transactions, the app allows you to get a free personalized credit estimate and manage your credit. However, it is important to keep your Remote PIN secret and your cellphone safe and in your possession at all times to ensure the security of your account. With its range of features and convenience, the Capitec Bank app is a valuable tool for managing your finances.