Changed: Debt Payoff Manager

Changed is an all-in-one debt management application that allows you to track and manage multiple loans in one place. This includes credit card debt, student loans, auto loans, medical bills, and more. With a personal dashboard, you can easily see all of your debts at a glance.

One of the key features of Changed is the debt payoff calculator, which helps you discover how rounding up daily purchases or making extra contributions can reduce your repayment timeline. This allows you to compare different strategies such as the Snowball method, Avalanche method, Debt Snowflake, or even create your own custom plan.

The Snowball method targets your smallest balances first, allowing you to build momentum and stay motivated as you pay off your debts one by one. On the other hand, the Avalanche method focuses on attacking high-interest balances first to maximize savings on interest and potentially cut down your repayment timeline even faster. The Debt Snowflake approach allows you to make small, one-time "Boost" payments whenever you can, which can add up over time.

Changed also offers automated payments and round-ups, where you can link your bank account and automatically round up daily purchases. These spare cents go directly towards your debt, making it easier to reduce what you owe without any extra effort.

In addition to managing and tracking multiple loans, Changed also allows you to see how much you can save with detailed progress reports and progress charts. By using the Avalanche method, you can save hundreds or even thousands of dollars in interest by tackling high-interest balances first.

Changed also offers the option to boost your payments through scheduled contributions or by combining spare-change round-ups and Snowflake payments. This can have a significant impact on your journey to becoming debt-free. Additionally, you can monitor your credit score and access tips and suggestions for healthy credit habits to help you achieve and maintain a better score.

With Changed, you can also allocate a portion of your round-ups to "Stash My Cash" and build an emergency fund or save for a major purchase while paying off your debt. The application also offers rewards and resources, including a referral program, debt education, and Changed PERKS, where you can earn points and bonuses for reaching key milestones on your debt-free journey.

Join the thousands of people who have paid off over $60 million in debt with Changed. With features like the debt payoff calculator, automated payments, and proven strategies, you can start saving on interest and paying off your debts today.