QR Code
cred.ai

cred.ai

1.10.1 by cred.ai
(0 Reviews) November 25, 2025
cred.ai cred.ai cred.ai cred.ai cred.ai cred.ai

Latest Version

Version
1.10.1
Update
November 25, 2025
Developer
cred.ai
Categories
Finance
Platforms
Android
Downloads
0
License
Free
Package Name
io.cred.roboapp.android
Visit Page

More About cred.ai

cred.ai is a high-tech and premium everyday card spending experience, 100% mobile with a free metal card. With the cred.ai guaranty you never pay fees or interest, never overspend, build credit automatically*, and spend your paycheck early**, with cutting edge tech you can’t get anywhere else like Check Please™ and Flux Capacitor. 100% mobile, 24/7 support, real-time control, and virtual Digital Cards active instantly upon approval. Applying does not impact your FICO score, and a FICO score is not required to apply.

Cred.ai is a revolutionary financial application that aims to give credit where credit is due. It offers a metal unicorn card that functions as a real credit card, but with the added benefits of automation and a guaranty from cred.ai. This ensures that users never have to pay fees or interest and never overspend, while also optimizing their credit utilization. Essentially, it allows users to spend like they would with a debit card, but still build their credit like a pro.

Imagine if Tony Stark, the genius inventor and billionaire, built a bank. That's the kind of innovative and cutting-edge approach that cred.ai takes. The team behind cred.ai consists of builders, scientists, artists, and hackers, which is why they are able to offer exclusive features such as Timer Mode, Friend & Foe List™, Digital Card, Check Please™, and Flux Capacitor. These features make everyday spending more secure and convenient.

The Unicorn Card may be heavier than other fancy black cards, but it comes with no fees. Cred.ai believes it is the best-looking unicorn-themed metal card available, but that's just their opinion. In addition to the physical card, cred.ai also offers a Digital Card for more sketchy transactions, such as ordering pizza over the phone or signing up for free trials. This card can be regenerated for added safety and can be used online, over the phone, and in person through a mobile wallet.

Crednews™ is a team of award-winning journalists who produce original content on important topics. This may seem unusual for a fintech company, but cred.ai believes in using their platform to educate and inform their users. They cover topics such as Universal Basic Income and psilocybin because they can.

Cred.ai also offers traditional banking services, such as early access to direct deposit funds, free ATM access, and FDIC insurance for deposits up to $250,000. They also have a feature called Flux Capacitor, which automatically protects users against future charges and withdrawals. And while these may seem like boring details, they are important to ensure the safety and security of users' finances. Cred.ai also guarantees to never share user data and is certified by PCI DSS and EI3PA.

In summary, cred.ai is not just a bank or a credit card company, it is a team of innovators and disruptors who are changing the way we think about and use financial services. With their metal unicorn card, exclusive features, original content, and traditional banking services, cred.ai offers a unique and comprehensive approach to managing finances.

Rate the App