Credit Genius: Credit Builder

Credit Genius is a free and user-friendly credit application designed to educate, guide, and boost your confidence in managing your credit. It is more than just a basic credit app, as it serves as your smart and interactive credit mentor. Whether you are starting from scratch, rebuilding, or maintaining your credit score, Credit Genius provides you with the necessary tools, guidance, and motivation to take control of your credit journey.

Inside the app, you can securely connect and retrieve your full credit reports from major bureaus. These reports are presented in a clear and simplified manner, with easy-to-understand breakdowns of your scores, accounts, inquiries, and more. The app also features an AI-powered assistant that can provide instant and jargon-free answers to all your credit-related questions.

With Credit Genius, you can also get a preview of how certain financial decisions may impact your credit score through the Genius Forecast feature. The Credit Simulator allows you to explore different scenarios, such as paying off balances or adding tradelines, and see their potential impact on your score instantly. You can also learn about credit in a fun way through Credit Games like Trivia, True or False, and Credit Scrambler, while earning rewards and boosting your financial knowledge.

The app also offers a Genius Points and Vault system, where you can track your progress, collect points, and store important insights and tools in your personal vault. As you build your credit skills and earn rewards, you can advance through different levels, starting as a Baby Genius and eventually becoming a true credit pro through the Graduation Program.

Credit Genius is free to use, with optional upgrades available for advanced tools and deeper insights. You can get started for free and enjoy the core features, while unlocking more features through in-app purchases. With Credit Genius, you can do more than just track your credit; you can master it. Download now and Win. At. Credit.