Finchime: Budget, Save, Split

This app allows you to easily manage your monthly income by dividing it into six different buckets, each with a unique purpose. You can modify the default allocation or choose from four pre-defined strategies based on your financial situation. Additionally, you can set clear financial goals and track your progress towards them using the Funds feature. The app also offers the option to automatically add unutilized money from certain buckets to your fund, pause the fund in case of a financial crunch, and export all transactions as a PDF for easy sharing. You can also use the app to visualize your spending per bucket by recording transactions and exporting them as a PDF. The app also offers a convenient way to store your card details and create grocery or shopping lists. For premium users, there is the added feature of backing up app data to Google Drive to prevent data loss, as well as an advanced splitting algorithm for splitting bills and settling debts. You can also create custom payment reminders to ensure you never miss a payment. Please note that this app is not intended to provide financial advice or recommendations. The suggestions made in the app should not be taken as expert financial advice or a substitute for professional financial services. The user is responsible for their own financial decisions and should consult a professional for any specific or complex financial situations. The developer does not assume any responsibility for any financial losses or liabilities incurred by the user.