GO2bank: Mobile banking

GO2bank is a mobile banking application that offers a variety of features and benefits to its users. One of the main selling points of GO2bank is its promise of no surprise fees. This means that there are no hidden fees or monthly fees for eligible direct deposits. However, if you do not have direct deposit, there is a $5 monthly fee.

Another great feature of GO2bank is the ability to receive your pay up to 2 days early and government benefits up to 4 days early with direct deposit. This can be extremely helpful for those who need access to their funds as soon as possible. Additionally, GO2bank offers a free nationwide ATM network for cash withdrawals and the ability to deposit cash at retailers nationwide. Users can also earn a high 4.50% APY on their savings, making it a great option for those looking to grow their money.

GO2bank also offers built-in backup with up to $200 in overdraft protection after eligible direct deposits and opt-in. This can provide peace of mind for users who may occasionally need a little extra help with their finances.

For those looking to build credit, GO2bank offers the GO2bank Secured Visa® Credit Card with no annual fee and no credit check. This can be a great option for those who are just starting to build their credit or are looking to improve their credit score.

Account protection is also a top priority for GO2bank. Users can easily lock and unlock their card with just a tap on the app, and the app also sends fraud alerts if any suspicious activity is detected. Additionally, all funds in the account are FDIC-insured, providing added security for users.

To open an account with GO2bank, users can download the app or visit GO2bank.com. Online access, mobile number verification, and identity verification are required to open and use the account.

It's important to note that there may be fees associated with certain features and services, so it's important to review the Deposit Account Agreement on GO2bank.com for more information. Overall, GO2bank offers a convenient and secure way to manage your finances with its mobile banking app.