Green Dot - Mobile Banking

Green Dot offers a variety of cards with a range of features to make managing your money easier. With early direct deposit, you can receive your pay up to 2 days early and government benefits up to 4 days early. You can also send money and pay bills directly from your Green Dot card. Plus, with the convenience of the Green Dot app, you can deposit cash, view your balance and transaction history, and even lock or unlock your account.

But that's not all - select Green Dot cards also offer additional features such as access to a free ATM network, overdraft protection up to $200, and 2% cash back on online and mobile purchases. You can also save money in the Green Dot High-Yield Savings Account and earn 2.00% Annual Percentage Yield (APY) on balances up to $10,000. The Green Dot app is the most convenient way to manage your account, with the ability to register and activate a new card, set up account alerts, and access customer support through chat.

To get started, all you need is to be 18 years or older and have online access, a mobile number, and a valid form of identification (including your Social Security Number) to open an account and access all features. Once activated, your personalized card will give you access to all the features and benefits of Green Dot cards.

It's important to note that early direct deposit availability may vary from pay period to pay period, depending on your payor type, timing, payment instructions, and bank fraud prevention measures. Additionally, there may be a $15 fee for each purchase transaction that is not repaid within 24 hours of authorization, and overdrafts are paid at the discretion of Green Dot. Limits and fees also apply for sending money, depositing cash, and using the app for participating retailers.

Green Dot also offers a Cash Back Visa® Debit Card, where you can earn 2% cash back on qualifying online and mobile purchases. This cash back can be claimed every 12 months as long as your account is in good standing. And for those looking to save, the Green Dot Cash Back Visa® Debit Card also offers a high-yield savings account with a 2.00% APY on balances up to $10,000. However, fees on your primary deposit account may reduce earnings on your savings account.

With the Green Dot app, you can also easily find free ATM locations and make up to 4 free withdrawals per calendar month. After that, there is a $3.00 fee per withdrawal. Out-of-network withdrawals and balance inquiries may also incur additional fees. Green Dot® cards are issued by Green Dot Bank, Member FDIC, and are licensed by Visa U.S.A., Inc. and Mastercard International Inc. So why wait? Start enjoying the convenience and benefits of Green Dot cards today!