IndSMART IndianBank Mobile App

This application can be downloaded from the Google Play Store and offers a variety of top-notch features. With IndSMART Mobile Banking, users can customize their dashboard and themes to their liking. The app provides an account summary, giving users an overview of all their accounts. Users can also set a primary account for easy access. Additionally, the app allows users to view their assets and liabilities in one place, download statements, and view their m-Passbook. Users can also obtain balance certificates, home and education loan interest certificates, and view their transaction history.

IndSMART Mobile Banking also offers convenient fund transfer options such as UPI, IMPS, NEFT, and RTGS. Users can also make UPI payments, scan and pay using UPI, and pay contacts for intra-bank payments. The app also features EasiPay, a 24/7 fund transfer service for new payees. Users can view and repeat their favorite transactions, schedule recurring payments, and make payments for EMIs, RD, VRD installments, and credit card bills. The app also allows users to donate to the Prime Minister's National Relief Fund.

For added security, users can lock and unlock their financial transaction facility and manage their fund transfer limits. They can also manage all their payees and pay bills through BBPS. The app also offers investment options such as term deposits, Public Provident Fund (PPF), National Pension Scheme (NPS), Mahila Samman Savings Certificate (MSSC), National Savings Certificate (NSC), and Kisan Vikas Patra (KVP). Users can also add or update nominees and avail of an overdraft facility against their deposits.

IndSMART Mobile Banking also offers various services such as applying for digital loans, e-shopping with comparison options, applying for IPOs, investing in stocks, mutual funds, demat, and online trading. Users can also avail of insurance, manage their debit and credit cards, and withdraw cash without their physical debit cards. The app also offers door-step banking services, rewards for transactions, and the ability to manage reward points. Users can also book hotels, buses, and flights, request for cheque books, register and track complaints, apply for locker facilities, and update their GST number. The app also helps users plan and manage their expenses, create goals, and fulfill their dreams.