This application is designed to help users improve their credit score by monitoring it closely. It also offers features to categorize transactions, allowing users to better understand their spending habits. Additionally, the app allows users to set savings goals and create budgets to help them manage their finances more effectively.
One of the main features of this app is the ability to move money in real time. This includes person-to-person transfers, account-to-account transfers, and bank-to-bank transfers. Users can also make loan payments to Liberty Bank and schedule transfers for immediate, future, or recurring dates.
The app also allows users to pay bills conveniently. They can schedule, edit, or cancel payments, as well as add or edit payees (both businesses and individuals). Users can also manage, pay, and store eBills for easy access.
Banking securely is a top priority for this app. Users can communicate securely with a bank agent through messaging, and can access the app using Face ID or fingerprint for added security. The app also sends alerts for suspected debit card fraud and failed login attempts. Users can also enable or disable their debit card and have enhanced security for high-risk transactions and access. They can also chat with live agents for any assistance they may need.
For businesses, this app offers advanced services such as initiating and approving wire transfers, paying multiple invoices, and using lockbox services. Businesses can also initiate and approve ACH origination files, view and make decisions on positive pay exceptions, and manage sub user access. They can also remotely deposit checks using desktop scanners, access advanced reporting tools, and even send customer invoices. The app also allows businesses to view returned item notices for added convenience. Overall, this app offers a wide range of features to help users manage their finances and conduct banking securely and efficiently.









