리브똑똑 (Liiv TalkTalk)

This application is a secure messenger that allows users to save their 1:1 conversations with friends and group conversations safely. It also offers a smart business messenger and a conversational banking service for easy and secure financial transactions. The app is available for both personal and corporate use, with separate management for each. The app offers various features such as "Dokdoki," a financial friend from KB Kookmin Bank that helps users easily access financial services through conversation. Users can also send mass messages to friends and colleagues, as well as save personal schedules on the app's notepad. Additionally, the app provides financial service notifications and customer benefits through its "Alimi" feature. To ensure secure transactions, the app requires users to be at least 14 years old and have a smartphone registered under their name. Jailbroken devices are not allowed to use the app for safety reasons. The app can be downloaded through 3G/LTE/5G or Wi-Fi, but data charges may apply for 3G/LTE/5G users if they exceed their data limit. The app also informs users about the necessary access permissions required for its services, such as detecting potential threats through installed applications, verifying phone numbers for authentication, and accessing device information for version checks. Users can also choose to allow or deny access to optional features such as calendar syncing, camera usage for profile pictures and ID verification, and microphone usage for voice messaging and speaker authentication.