M-PESA

The M-PESA app offers a new and improved user experience for accessing all core M-PESA transactions. This includes sending money, buying goods, paying bills, withdrawing at agents, and buying airtime. The app has been designed to simplify these transactions and make them more convenient for users.

One of the key features of the app is its offline mode, which allows users to log in and transact without an active data connection. This means that the app can be used even without data bundles or with data turned off completely. This is a great feature for users who may not always have access to the internet.

The app also includes a "My Spend" feature, which allows users to track their M-PESA spending per month. This feature displays aggregate and daily average spend on the home screen, as well as a more detailed view with transactions broken down by category. Users can also change their spending category to better track their expenses.

Another useful feature is the ability to review, interact, and take action on your entire M-PESA statement directly on the home screen. Users can also filter, download, and export their statement in PDF form for easy record-keeping. Additionally, users can download and share e-receipts for their transactions, making it easier to share transaction information with others.

The app also offers biometric authentication, allowing users to log in and transact using face or fingerprint recognition instead of manually entering their M-PESA PIN every time. This adds an extra layer of security and convenience for users.

Other features of the app include "Pochi la Biashara," a new transaction type that enables users to send money to the business wallet for micro merchants, and the ability to save frequently used contacts or businesses as favorites for easier and faster payments. The app also generates a list of frequently interacted contacts or businesses to further simplify the payment process.

The M-PESA app also offers international money transfer services, allowing users to send money to mobile, bank accounts, Western Union, PayPal, and for roaming pick up. Users can also receive notifications for their bills and pay them directly from the app for participating billers. Additionally, users can buy Safaricom data, voice, and SMS bundles and pay for them using airtime or M-PESA.

Finally, the app allows users to add context to their transactions by adding a payment description or attaching a GIF for the recipient. Users can also upload a profile picture that will be visible when someone sends them money via the app. The app also features a QR code scanner for initiating transactions and the ability to generate and share a personal QR code for easy payments.