MAKE by KBank: Budgeting App

MAKE by KBank is a popular money management application and e-Savings account that offers a high interest rate of up to 1.5% per year for the first 500,000 Baht and 0.65% for any amount exceeding 500,000 Baht. This application provides various features to help users manage their finances more effectively. One of its key features is the Cloud Pocket, which allows users to create unlimited sub-accounts and personalize them with custom names, images, goals, and locks. This makes it easier to separate expenses and savings for different purposes, such as food, bills, and savings.

Another unique feature of MAKE by KBank is the ability to share Cloud Pockets with friends. This allows users to invite their friends to join their Cloud Pocket and save money together. Both the owner and members can request money and view transaction history transparently, making it a convenient and transparent way to save money with friends.

The application also offers an Expense Summary feature, which provides a holistic view of income and expenses, both within Cloud Pockets and across categories. This makes it easier for users to track their spending and plan their finances more effectively.

MAKE by KBank also offers a Chat Banking feature, which presents transaction history in a simplified chat format with no record-keeping limits. Users can also attach images and notes to transactions, making it easier to keep track of their expenses.

For essential banking needs, the application offers features such as money transfer and scan to pay, allowing users to transfer money using account numbers, PromptPay IDs, or mobile phone numbers. Additionally, users can conveniently scan PromptPay QR codes to make payments. The application also allows for cardless ATM withdrawals at any KBank ATM.

Other features of MAKE by KBank include top-up and bill payment, which provides a compact overview of annual expenses for each service and automatically shows payments for up to 8 services on the home screen. Users can also receive payments with the My QR feature, where they can specify the amount and add a note below the QR code.

With MAKE by KBank, users can manage, spend, and track their finances all within a single app. To open a new account, users can simply download the app and use K PLUS or their ID card for verification. This makes it easy and convenient for anyone to start using MAKE by KBank.