MB WAY

The MB WAY app is a popular payment app in Portugal, with over 6.5 million users and a strong reputation for security through its partnership with SIBS. It offers a variety of convenient features for daily use, making it the preferred payment app for many Portuguese users.

One of the main functionalities of the MB WAY app is the ability to pay in physical shops using either a QR code or NFC technology. To pay with a QR code, the user simply needs to scan the code generated by the merchant and confirm the purchase with their MB WAY PIN, touch ID, or face ID. For NFC payments, the user can simply touch their phone to the payment terminal and confirm the purchase in the app if it exceeds the amount without a PIN.

The app also allows for easy online shopping through its MB NET feature. Users can generate a virtual MB NET card within the app and use it to pay for purchases on websites that accept card payments. This adds an extra layer of security as the user's actual card details are not shared with the merchant.

In addition to payments, the MB WAY app also offers the option to withdraw money from MULTIBANCO ATMs. Users can generate a code in the app and use it at the ATM to withdraw cash or even send the code to someone else to withdraw on their behalf. The app also allows for other operations available at MULTIBANCO ATMs.

The app also makes it easy to send and request money from contacts. Users can simply enter the contact's information and the desired amount, and the money will be immediately available in their account. Splitting a bill with friends is also made simple with the "Dividir Conta" feature.

For those who have recurring payments or subscriptions, the MB WAY app offers the option to manage these through "Pagamentos Autorizados". Users can easily confirm these payments with their PIN and manage them through the app.

To start using the MB WAY app, users can link their bank card at an ATM and then download the app for free. It is the only official digital payments app from SIBS and is accepted by all major banks in Portugal. For added convenience, users can also use MB WAY pulse to make contactless payments through other devices such as bracelets or key rings, using the cards associated with their MB WAY account.