MoMo: Chuyển tiền & Thanh toán

MoMo is a Super Payment - Financial application that meets all the needs of Vietnamese people. It offers a wide range of services including money transfer, payment, profit accumulation with the "Fortune Bag" feature, and other functions such as mobile top-up, purchasing 3G/4G data, paying bills, buying movie tickets, booking flights and trains, and more. Additionally, users can also scan QR codes to make online payments on platforms like Lazada and Tiki, as well as in physical stores, shops, and restaurants.

New users can download MoMo and enter the code "HELLOMOMO" to link their bank account and receive a gift package worth 1,000,000 VND by topping up at least 10,000 VND.

FAST MONEY TRANSFER - CONVENIENT WITH JUST A PHONE NUMBER/BANK ACCOUNT Sending money to MoMo is completely free, fast, and flexible with a minimum amount of 1,000 VND. Users can transfer money to over 55 domestic banks conveniently and securely, with instant transfers available 24/7 (including weekends and holidays).

OPEN THE "FORTUNE BAG": PAY AND EARN PROFITS EVERY DAY This feature offers an optimal solution for both payment and profit accumulation. Users can pay for multiple services and transfer money without affecting their interest rates. The money in the "Fortune Bag" earns daily profits even when not in use, and it is completely safe and free.

POSTPAY WALLET - BUY NOW, PAY LATER - 0% INTEREST RATE With the Postpay Wallet, users can comfortably buy now and pay later with a 0% interest rate for up to 45 days. The registration process is easy, and the approval is fast, with a credit limit of up to 20 million VND per month. There are also numerous cashback offers every month.

TOP-UP MOBILE PHONE - SIMPLE PROCESS, SUPER FAST PAYMENT Users can top-up or purchase mobile credit for all major networks in Vietnam (Viettel, MobiFone, VinaPhone, Vietnamobile, Gmobile, Wintel) on MoMo. The automatic renewal feature ensures that users never miss out on any promotions or run out of credit.

SUPER DISCOUNTS ON 3G/4G DATA - VARIOUS PACKAGES TO SUIT YOUR NEEDS Users can top-up or purchase data packages, official SIM cards, and combo packages for calls and texts from various networks with a simple process and super fast payment. The automatic renewal feature ensures uninterrupted service.

CONVENIENT BILL PAYMENT - NEVER MISS A DEADLINE Users can pay for various bills such as electricity, water, internet, cable TV, public services, hospital fees, insurance, apartment fees, consumer loans, and installment loans (Home Credit, Fe Credit, HD Saison) on MoMo. They can also save their bills, set automatic reminders for payment deadlines, and manage their expenses.

CASHLESS PAYMENT - CONVENIENT AND SAFE SHOPPING Users can make payments with QR codes at convenience stores (Circle K, Ministop, Co.opmart), restaurants (The Coffee House, Phuc Long), and online shopping platforms like Tiki and Lazada.

SIMPLE PAYMENT FOR GOOGLE SERVICES Users can pay for all Google Play services, including games, movies, books, and apps, and increase their Google Drive storage.

TRAVEL & TRANSPORTATION - EASY AND AVAILABLE FOR ALL TICKETS Users can travel by plane, train, or bus with ease and book popular destinations at competitive prices. They can also search and book hotel rooms.

MULTI-LAYERED SECURITY - INTERNATIONAL STANDARDS MoMo is a licensed and regulated Super App by the State Bank of Vietnam and a strategic partner of 32 of the largest banks in the country. It meets international security standards such as PCI DSS, 2FA, SSL/TLS, and Tokenization. Users can also secure their accounts with multiple layers of authentication, including OTP, fingerprint/face recognition, and automatic app lock and fraud prevention.

EASY DEPOSITS AND WITHDRAWALS FROM ALL BANKS AND TRANSACTION POINTS MoMo has direct partnerships with 32 banks, including Vietcombank, Agribank, BIDV, VIB, Techcombank, and more. Users can also top-up their accounts using domestic ATM cards through the Napas gateway or international payment cards like Visa, MasterCard, and JCB. They can also deposit and withdraw money at over 4,000 transaction points nationwide, including Circle K, Ministop, Viettel Post, F88, and FPT Shop.