MyFIRST Bharat

At IDFC FIRST Bank, we recognize the importance of rural India and are proud to serve their banking needs. Our MyFIRST Bharat App is specifically designed for our rural customers, with a deep understanding of their unique needs and challenges. Available in 12 Indian languages, this app is a simple and convenient one-stop interface for all your banking needs.

The app features an easy-to-use dashboard that displays all your accounts with our bank. You can also use the app to pay your EMIs, view account details, statements, and repayment schedules. Additionally, you can apply for a loan ranging from Rs. 10,000 to Rs. 20,00,000 with attractive interest rates between 12% to 18% and minimal processing fees of 0.75% to 1%. The loan tenure can range from 12 months to 60 months.

For example, if you take a loan of Rs. 3,50,000 at 23% interest for 3 years, your monthly EMI would be Rs. 13,548 and the consolidated charges would be Rs. 8,260. The app can be accessed by simply entering your date of birth and registered mobile number, and authenticating yourself through an OTP.

At IDFC FIRST Bank, we prioritize your safety and security. We would love to hear your feedback on your experience with the app. You can reach out to us at our customer service handle. We are committed to providing you with the best banking experience. Happy banking with IDFC FIRST Bank!