myWisely: Mobile Banking

The Wisely Pay Visa® is a financial application that aims to provide its users with a transparent and convenient banking experience. With no hidden fees or minimum balance requirements, users can leave behind the stress of unexpected charges. Additionally, users have the opportunity to get paid up to 2 days early at no cost, giving them access to their funds when they need them most.

One of the key features of Wisely is the ability to shop and pay bills in various ways, whether it be in-store, online, in-app, or by phone. This is made possible through the use of a Visa® Debit card or a Debit Mastercard®, which are accepted at a wide range of locations.

Wisely also offers a savings feature that allows users to save at their own pace and make savings automatic. This means that users can set aside money without having to actively think about it, helping them to grow their savings over time.

In order to access the early direct deposit feature, users must log in to the myWisely app or mywisely.com and opt-in. While this feature is available at no cost, there may be other transaction fees and costs associated with the use of the card. Users can view their cardholder agreement and list of fees for more information.

Other features of Wisely include fee-free ATM transactions (with certain limitations), bill pay powered by Papaya, and the ability to deposit checks through Ingo Money. Standard message and data rates may apply for these features. Additionally, because the Wisely card is prepaid, users are unable to overdraft and can only spend what is on the card.

The Wisely Pay Visa® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward, N.A., Member FDIC, while the Wisely Pay Mastercard® and Wisely Direct Mastercard are issued by Fifth Third Bank, N.A., Member FDIC. ADP is a registered ISO of Fifth Third Bank, N.A., or Pathward, N.A. These cards can be used at locations where Visa or Mastercard are accepted, respectively. ADP, the ADP logo, Wisely, myWisely, and the Wisely logo are registered trademarks of ADP, Inc. © 2022 ADP, Inc. All rights reserved.