Nav Business Credit Builder

The Nav app is a comprehensive toolkit designed to help businesses build credit and manage their finances. It has been trusted by over 2 million businesses and is considered a must-have solution for all business financial needs. With the Nav app, users can track up to 6 business and personal credit profiles, manage their Nav Prime Card, and receive real-time alerts about factors that impact their credit. It also offers simplified bookkeeping tools and the ability to connect with a dedicated business credit coach.

The app is not just limited to credit building, as it also allows users to manage their business checking and cash flow, as well as explore financing options. This all-in-one platform makes it easier for businesses to stay on top of their finances and make informed decisions.

Some of the key features of the Nav app include the ability to track when Nav Prime tradelines report to major bureaus, manage the Nav Prime Card on the go, and receive personalized lending and credit card recommendations based on the user's profile. Users can also connect with a dedicated business credit coach on a monthly basis to discuss their goals and options for building their business credit.

It is important to note that Nav Technologies, Inc. is a financial technology company and not an FDIC-insured bank. However, banking services are provided by Thread Bank, Member FDIC, and the Nav Prime Charge Card is issued by Thread Bank, Member FDIC, with pass-through deposit insurance coverage. The app also prioritizes user privacy and data security, using Plaid for bank-level encryption and not allowing third parties to collect personally identifiable information without permission.

The curated funding options shown in the Nav app are from a network of partner providers, including credit cards, lines of credit, merchant cash advances, and loans. These offers are matched based on the user's business profile, such as time in business, cash flow, and annual revenue. Overall, the Nav app offers a comprehensive and secure solution for businesses to manage their finances and build credit.