NayaPay

NayaPay is a versatile mobile application that serves as a one-stop solution for all your everyday payment needs. With this app, you can easily send money, pay bills, receive remittances from around the world, chat with friends, and shop globally using a free Visa debit card. The best part? It's completely free to use, with no hidden fees or annual charges.

Getting started with NayaPay is quick and hassle-free. All you need is your CNIC and a few minutes of your time to set up your account. And with a free Visa virtual debit card available immediately upon account creation, you can start using the app right away. You can also request a physical Visa debit card to use for in-store shopping and cash withdrawals from ATMs worldwide.

NayaPay puts you in control of your finances with various features that allow you to manage your account easily. You can order a new card, set spending limits, freeze or unfreeze your card, change your PIN, and enable or disable international transactions, online payments, and contactless payments - all from within the app.

The app also offers seamless money transfers to any bank, with your mobile number serving as your NayaPay account number. You can also connect your Raast ID to your NayaPay account to send and receive money through Raast. Additionally, you can manage all your bills in one place and pay hundreds of merchants directly through the app, with reminders to help you avoid late payment penalties.

With NayaPay, you can also receive global remittances and freelance payments from abroad by simply sharing your NayaPay IBAN. The app partners with various global remittance services, including Payoneer, Western Union, Wise, Remitly, RIA, and ACE, to deposit funds directly into your account. And to start spending, you can easily add funds to your NayaPay account by linking your bank account, depositing cash at partner banks, or transferring money from any bank.

NayaPay also offers top-up services for prepaid and postpaid mobile plans, as well as handy bundles for popular networks like Ufone, Telenor, Zong, and Jazz. You can also pay for Fly Jinnah tickets and recharge your M-Tag for a smooth journey, all through the app. And to add a personal touch to your money transfers, you can use payment notes, chat with friends, share photos, and even use fun stickers.

With detailed transaction history and digital receipts, NayaPay helps you stay on top of your finances. You can also receive instant push notifications for every transaction, ensuring you always know what's coming in and going out of your account. And with top-notch security measures, including PCI DSS and ISO 27001 certification, fingerprint/Face ID or MPIN verification, and 24/7 customer support, you can trust that your transactions are safe with NayaPay.