nBank by Nabil

nBank is a digital banking platform created by Nabil Bank that allows users to open an account, complete their KYC, pay bills, deposit money, and apply for loans without having to physically visit a bank branch. It is a personalized banking app that offers a variety of features and services to make banking easier and more convenient for its users.

The app, which can also be accessed through a website, offers a range of services that go beyond traditional banking. Users can pay bills, book flight tickets, and calculate their EMI without even logging in. These features can be accessed by swiping the bar at the bottom of the login page. Other services available without logging in include nRemit, which allows users to send money to a Nabil Bank account from anywhere in the world, and Mobile Cash, which allows users to withdraw funds from a Nabil Bank ATM without using a card.

nBank also offers a quick and easy account opening process, with Nepalese citizens being able to open an account in under 30 seconds. Users can also unlock the full potential of their account by completing their KYC requirements, which can be done online without having to visit a physical branch.

For those residing abroad, nBank offers the option to register with an international number and operate their bank account remotely. This allows users to receive SMS alerts, OTP notifications, and news and alerts from Nabil Bank. Additionally, customers residing abroad can also use nRemit to send money from their international bank accounts directly to a Nabil Bank account.

The app also offers a range of features for users to save, spend, and borrow money at the touch of a button. This includes viewing account statements, reporting disputed transactions, opening fixed deposits, adding debit/credit/prepaid cards, and applying for a virtual iCard for online USD payments. Users can also go cardless with Mobile Cash, load their mobile wallets, pay bills, scan QR codes for instant payments, and redeem loyalty points at their favorite establishments.

nBank prides itself on being simple, quick, and secure. Users can log in to the app using faceID or touchID for iOS 10 and above, eliminating the need for passwords or PINs. By downloading the app, users consent to its installation and future updates, with the option to withdraw consent at any time by deleting the app from their device. Overall, nBank offers a comprehensive and convenient digital banking experience for its users.