NerdWallet: Manage Your Money

Our free personal finance tracking app is designed to help you manage your money more effectively. With our app, you can easily track your cash flow, keep up with your net worth, monitor and build your credit, and make smart moves with your money.

One of the key features of our app is the ability to track your spending across multiple cards. This allows you to see exactly where your money is going and make adjustments to your budget as needed. Our app also offers a 50/30/20 breakdown to help you keep track of your budget and provides detailed spending insights. You can also track your bills, expenses, and more, and discover ways to cut back and save money. Plus, you can compare your spending month-to-month and see your top spending categories for easier budgeting.

In addition to tracking your spending, our app also helps you keep up with your net worth. You can see how your income, debts, investments, and home value all add up and track the history of your net worth. You can even zoom into the details of your net worth and track individual accounts over time.

Our app also offers tools to help you monitor and build your credit. You can access your credit score and report at any time, receive score change notifications, and understand the factors that affect your score. Our app also provides tips and strategies for improving your credit, such as increasing your credit utilization or paying your bills earlier.

Finally, our app offers resources for making smart moves with your money. You can quickly find and compare more rewarding credit cards, better loan rates, and higher-earning bank accounts. By joining NerdWallet+, you can even earn rewards worth up to $350 for making smart financial decisions. And for those looking to save on auto insurance, our app offers the option to join Drive Like a Nerd, which tracks your location in real-time, scores your driving, and qualifies you for better rates.

When it comes to personal loans, our app also offers a loans marketplace where you can view offers from third-party advertisers. These offers range from 4.60% to 35.99% APR with terms from 1 to 7 years. Keep in mind that rates are subject to change and other fees may apply, such as origination fees or late payment fees. It's important to carefully review the terms and conditions of any offer before applying. And remember, all loan offers on our app require application and approval by the lender, and you may not qualify for the lowest rate or highest offer displayed.