OCTO by CIMB

Sign up for a CIMB VISA card directly through the app and enjoy the convenience of digital banking 24/7, no matter where you are. With eKYC, you can open a CIMB bank account or card 100% online by simply capturing your ID and taking a selfie, without having to visit a branch. This service is available to all Vietnamese customers nationwide.

Choose between a VISA debit card, which is linked to your CIMB bank account and offers various free banking services, or a VISA credit card that allows you to shop globally and access great deals.

Enjoy a range of free services with your CIMB VISA card, including no fees for card issuance, account opening, and annual management (with conditions). You also won't need to maintain a minimum balance or make a minimum deposit, and can enjoy free domestic fast money transfers and ATM withdrawals 24/7.

Experience the convenience of digital banking with your CIMB VISA card, which allows you to easily pay bills, top up your phone, transfer money, manage your card settings, and set spending limits up to 2 billion VND per day, all through the app. You can also make international and domestic online and in-store purchases.

For those in need of a personal loan, CIMB offers a seamless on-app process from application to disbursement, with quick offers within 4 working hours and transparent tracking of your application status. You can sign the loan contract at your convenience, with loan amounts ranging from 5 to 500 million VND and repayment periods from 3 to 60 months. Interest rates start at 1.3% per month on reducing balance, with a maximum APR of 24.5% per year. For example, a loan of 100 million VND with a 60-month tenure and 15.9% interest rate would result in a monthly installment of approximately 2,427,000 VND.

Rest assured that your transactions and purchases are secure with CIMB's advanced security features. You can easily sign in with biometrics such as facial recognition or fingerprint, and activate OctoShield for secure transactions with just one SMS OTP. Online purchases are also protected with 3D Secure, which verifies your purchases with an OTP code sent to your registered mobile number and email. For any support, you can contact CIMB Bank Vietnam through their headquarters in Hanoi or branch in HCMC, or reach out via email or hotline.