One — Mobile Banking

One is a financial technology company that offers banking services through Coastal Community Bank, a member of FDIC. This means that approved One Cash accounts are insured up to $250,000 per depositor. One also provides a One card, issued by Coastal Community Bank and licensed by Mastercard® International.

However, One is not just any bank. It is a financial technology company that offers innovative and convenient banking services to consumers. These services are only available to those who open an account through Walmart.com, the Walmart app, one.app, or the One app between 6/10/24 and 8/31/24. To learn more about the terms and conditions, visit one.app/10percent.

One offers a variety of deals and promotions to its customers. For example, new customers can sign up for their first deal and claim cash with a One Cash Account. However, these deals do expire, so be sure to check the terms and conditions at one.app/one-pay-terms.

One also has a Debit Rewards Program where customers can earn cash back on their purchases. The details of each individual offer can be found in the One app. To learn more about the terms and conditions, visit one.app/rewards-terms.

For eligible customers, One offers a 3% cash back on purchases made at U.S. Walmart locations and on Walmart.com. To qualify for this cash back, customers must have received $500 or more of eligible direct deposits in the previous month, or have a total account balance of $5,000 or more. However, this promotion cannot be combined with other One promotions that offer cash back on purchases at Walmart. To learn more about the terms and conditions, visit one.app/rewards-terms.

In addition to these benefits, One also offers a high annual percentage yield (APY) of 5.00% on customers' total Savings balance. This APY applies to customers who have received $500 or more of eligible direct deposits in the previous month, or have a total daily account balance of $5,000 or more. Customers can also earn 5.00% APY on Pay Autosave and ONE@Work Save balances without these deposit or balance requirements. However, this high APY is limited to a total Savings balance of up to $250,000. To learn more about the terms and conditions, visit one.app/rewards-terms.

One also offers a Credit Builder Program, which can help improve customers' credit scores. However, it is important to note that using this program does not guarantee credit score improvement. It is dependent on individual circumstances and financial behavior. To be eligible for this program, customers must bank through One and have eligible direct deposits totaling at least $500 in the previous month. All Credit Builder Programs are subject to approval. To learn more about the terms and conditions, visit one.app for state disclosures.

One also provides a VantageScore® 4.0 by TransUnion® to its customers, which may not be the credit score model used by their lender. Lenders use a variety of different types of credit scores to make lending decisions. Additionally, One offers global transfers, although this service may not be available to all customers. To learn more about the terms and conditions, visit one.app/terms.

Overall, One is a financial technology company that offers innovative and convenient banking services to its customers. It is not a credit repair service and does not remove negative credit history from customers' credit profiles. To learn more about the terms and conditions relating to One's products, visit www.one.app/terms.