Oportun: Savings made easy

The savings app offered by Oportun is designed to help users reach their savings goals, whether they are big or small. It takes into account individual spending habits, income, and the most optimal times for saving money. By automatically setting aside money towards customized goals, the app aims to make saving stress-free. On average, members save over $1,800 per year using the app.

Formerly known as Digit, this finance app not only helps users save effortlessly, but also assists with budgeting. Additionally, for those who have a loan or credit card through Oportun, the app offers features such as checking balances, making payments, and setting up recurring payments.

Setting up the app is quick and easy, requiring users to link their bank account and set savings goals. The app then learns spending habits and income to determine the best times and amounts to save. Funds are automatically pulled from the linked bank account and into the app, making it a convenient and hassle-free process.

Users can try the app for free for 30 days, after which it is available for a monthly fee of $5. The app is available in both English and Spanish, and users can cancel their subscription at any time. Oportun also ensures the security of users' savings funds, as they are FDIC insured.

In addition to savings, the app also allows users to manage their loans or credit cards through Oportun. This includes making payments, setting up autopay, and checking the status of their loan or credit card. The app is free for members to use for these purposes.

Oportun offers personal loans and credit cards through its partners, Pathward® and WebBank, respectively. These products are subject to credit approval. Standard data charges may apply when downloading the app. Results may vary based on individual income and spending habits.

Overall, the Oportun savings app is a trusted and secure way to reach financial goals and manage loans or credit cards. With its user-friendly interface and personalized savings approach, it aims to make saving and budgeting effortless for its users.