Pivot Money: Net worth, Invest

Pivot Money is a revolutionary wealth management app designed for Indian and Non-Resident Indian families. It is registered with SEBI and led by investment advisors, making it a reliable and secure platform for family wealth planning and mutual fund investing in India.

Are you tired of using multiple spreadsheets and scattered apps to manage your family's finances? Pivot Money is here to simplify your financial planning and provide certainty for your family's future. It offers a fully digital and secure platform for Resident and Non-Resident Indians to invest, manage, and protect their wealth together.

What sets Pivot Money apart is its combination of AI-powered insights and human financial expertise, making institutional-grade wealth management accessible to every Indian family. This level of service was previously only available to ultra-high-net-worth families, but now it is within reach for all.

At Pivot Money, your trust is of utmost importance. The app is SEBI-registered, RBI-grade secure, and compliant with the Digital Personal Data Protection Act, ensuring the protection of your data and investments at all times.

Pivot Money offers unique features that make it stand out from other wealth management apps. It is the only app in India that supports Joint-Survivor Mutual Funds, allowing families to avoid inheritance disputes and lengthy probate delays. Adding a spouse or family member as a joint holder takes only minutes, enabling seamless asset transfer without any legal hassles.

Whether you live in India or abroad, Pivot Money makes investing in Indian mutual funds effortless. With 100% digital onboarding in just 10 minutes, you can invest in mutual funds without the need for a PIS or demat account. The app also allows you to track your portfolios, capital gains, and tax insights in one secure platform.

Pivot Money's mutual fund advisory is unbiased and research-driven, evaluating every Indian mutual fund using a proprietary 12-parameter framework. Funds are ranked based on risk-adjusted returns, consistency across market cycles, and long-term performance. The app also offers curated Equity Baskets, momentum strategies, and diversified portfolios across large-cap, mid-cap, and small-cap funds. You can even test strategies using paper trading before investing.

With AI-powered tax and fee optimization, Pivot Money helps you switch from Regular to Direct Mutual Funds, potentially saving 1-1.5% annually in commissions. The app also offers advisory services to optimize capital gains tax, advance tax planning, and resident and NRI tax scenarios.

Pivot Money provides true family-level wealth management, allowing you to view your entire family's net worth on one secure dashboard. This includes mutual funds, bank accounts, real estate, gold, equity, NPS, and insurance. The app also offers features like nominee gap alerts, portfolio insights, and legacy protection tools.

Key features of Pivot Money include Joint Mutual Fund Holdings, fast digital onboarding, direct plan switch to reduce long-term fees, unified net worth tracker, nominee gap scanner, hybrid AI + human advisory, and bank-grade security and compliance.

This app is suitable for NRIs and overseas Indians investing in India, resident Indians building long-term wealth, families seeking joint ownership and smooth inheritance, and investors looking to eliminate hidden commissions.

Invest smarter, protect your family, and build a lasting legacy with Pivot Money. Download the app today, available on iOS and Android.