PSB UnIC

The PSB UnIC mobile banking app is a convenient and comprehensive solution for all your banking needs. With just a few taps, you can easily send money, view account details, generate statements, invest in term deposits, manage your debit card, and access many other exclusive services. The app allows for seamless fund transfers within and outside of your bank account using various modes such as UPI, NEFT, RTGS, and IMPS.

One of the key features of the PSB UnIC app is the single login for both the web and mobile versions. You can choose to login using biometric authentication or an MPIN for added security. The app also offers instant self-account and within-bank transfers, making it easier and faster to manage your finances.

With the PSB UnIC app, you can make instant payments of up to 10,000 rupees using UPI and IMPS without having to add a payee. You can also transfer funds hassle-free from your PSB account to accounts in other banks using NEFT, IMPS, RTGS, and UPI. The app also allows you to pay your EMIs, advance EMIs, or overdue loan amounts instantly.

In addition to regular banking services, the PSB UnIC app also offers the option to invest in social security schemes such as Atal Pension Yojana, Pradhan Mantri Suraksha Bima Yojana, and Pradhan Mantri Jiwan Jyoti Bima Yojana. You can also easily open and close fixed deposits or recurring deposits online.

The app also provides convenient management of your debit card, allowing you to control usage and set limits online. You can also apply for a new card, hotlist a card, or upgrade your card through the app. Other features include the ability to request a new cheque book, pre-inform the issuance of cheques using Positive Pay, and stop a cheque. You can also generate bank statements, TDS certificates, and balance certificates instantly.

PSB UnIC is constantly evolving and adding new features to enhance the user experience. The web version of the app can be accessed through the official website of Punjab and Sind Bank. For any feedback, queries, or issues related to the app, you can reach out to the support team at [email protected]. We value your feedback and strive to provide a user-friendly and efficient banking experience through the PSB UnIC app.