Raiffeisen Smart Mobile

Raiffeisen Smart Mobile is a convenient and secure mobile banking application that allows you to manage your finances on the go. With this app, you can open an account and become a client of Raiffeisen Bank directly from your phone, without the need for any physical visits or paperwork. The interface is user-friendly and intuitive, making it easy to find what you need. Plus, the app offers various personalization options, such as customizing your dashboard and hiding your account balance.

One of the standout features of Raiffeisen Smart Mobile is its secure authentication and authorization methods. You can use a PIN, fingerprint, or FaceID to register your device and access your account, ensuring that your personal information and transactions are protected. The app also offers a Smart Hour feature, where you can exchange between RON and EUR at the NBR exchange rate during a specific time period.

With Raiffeisen Smart Mobile, you can make instant payments that reach the destination in just 10 seconds. This feature is available 24/7/365 for all banks enrolled in the instant payments system. The app also offers a Saving Box feature, where you can automatically save money with every card payment and earn interest. You can choose how much to save for each payment, making it a convenient way to save money.

In addition to managing your finances, Raiffeisen Smart Mobile also offers access to other useful features. You can control your cards with just one touch, including blocking, reissuing, or viewing your card PIN. The app also provides direct access to the Smart Market loyalty app, where you can earn rewards such as cashback, discounts, vouchers, and loyalty points. You can also schedule future payments, set up direct debit bill payments, or save them as templates for easy access.

Raiffeisen Smart Mobile also offers access to various products for your daily needs, such as current accounts, savings accounts, and term deposits. You can even apply for a personal loan or Flexicredit directly through the app, with the process taking only about 10 minutes. For those interested in investing, the app also allows you to purchase Raiffeisen Asset Management unit funds if you have a contract and the required documents.

The app also offers convenient ways to pay utility bills, including quick payment, barcode scanning, direct debit, and pre-filled payment forms. You can even top-up your prepaid mobile plan through the app. And if you need to update your personal data, you can easily do so directly within the application, without the need for phone calls or bank visits.

Raiffeisen Smart Mobile is continuously adding new features and updates, so it's important to always have the latest version installed from the app store. With its user-friendly interface, secure authentication, and various useful features, this app is a must-have for anyone looking to manage their finances conveniently and efficiently.