Royal Bank of Scotland

The RBS app is a convenient and secure way to manage your money. With this app, you can easily apply for various types of accounts, such as current, savings, child, teen, premier, and student accounts. You can also view all of your bank accounts from the home screen, making it easier to keep track of your finances. Additionally, the app allows you to freeze and unfreeze your card at any time, and set up fingerprint, voice, or facial recognition for added security when making high value payments.

Sending, receiving, and accessing money is also made quick and easy with the RBS app. You can request money using a QR code or link, and send money faster by creating a personalized list of favorite payees. The app also allows you to split a bill up to £500 by sharing a payment request link with multiple people at once. In case of emergencies, you can also withdraw up to £130 every 24 hours using a unique code without needing your card.

The app also helps you stay on top of your spending and saving. You can keep track of all your payments in one place, save spare change with Round Ups (available for eligible current and instant access savings accounts), and easily manage your monthly budget by setting categories. You can also turn on push notifications to receive alerts when money enters or leaves your account.

The RBS app also offers support for various life events. You can spend abroad in Euros and US Dollars without fees or charges by applying for a Travel account (available for eligible sole current accounts for customers over 18). The app also provides updates on your credit score and offers insights on how to improve it. Additionally, you can explore other products and services, such as mortgages, home and life insurance, and loans, all in one place. The app also offers helpful plans, tools, and tips to help you reach your financial goals faster.

It's important to note that the app contains images that may cause a reaction in individuals who are photosensitive. However, you can easily switch these off in your device's settings menu. The app is available to customers aged 11+ with a UK or international mobile number in specific countries. Some features and products may have age restrictions and are only available for customers over 16 or 18. By downloading the app, you agree to the Terms and Conditions and Privacy Policy, which can be viewed on the RBS website.