Royal Credit Union

A combined login experience is available for Members who have both personal and business accounts, making it easier for them to access the app. They can save separate login information for each account and once logged in, they will have access to both personal and business experiences within the app.

The app's top features include real-time balance and transaction alerts, the ability to use fingerprint ID for login on supported devices, and the convenience of using the camera to deposit checks with multi-check capability and auto image capture. Users can also schedule appointments for office visits.

With the app, users can easily manage their accounts by checking balances and transactions on all devices, including wearables. They also have the option to freeze their Royal debit or credit card, transfer funds, make payments, and pay bills using the Pay a Bill/Bill Pay feature. For those with a Royal credit card, they can manage it through the app and even pay other people. Additionally, users can view account statements and cleared checks, as well as stop payment on checks. For business account users, admins have the ability to manage other business users and complete approvals.

The app also offers more features such as the ability to open a new account or apply for a loan, send secure messages to get help or answers, check their FICO® score, find nearby Royal offices or ATMs, and sign up for online banking. Users can also easily find Royal's routing number through the app.

Safety and security are a top priority for the app, with industry-standard encryption in place for safe mobile access. Users will also receive a last login popup for enhanced security. It's important to note that loans are subject to credit approval and the app is insured by NCUA, ensuring equal housing opportunity for all users.