UB Negosyante

Union Bank of the Philippines offers a convenient and innovative way for customers to manage their business accounts without having to physically go to a branch. With just a few clicks on their mobile app or website, customers can open a business account and choose between two options: Business Starter with an initial deposit of PHP 5,000.00 or Business Check with an initial deposit of PHP 100,000.00.

Customers can easily deposit checks up to PHP 500,000.00 by simply taking a photo of the check using the app. They will also receive real-time notifications on the status of their deposit through the app.

Collecting payments from customers is made easier with Union Bank's checkout page. Customers have the option to pay using various methods such as UnionBank Online, InstaPay, GCash, GrabPay, Debit or Credit Card, Palawan Express, and more. Business owners can also monitor their payments and receive real-time notifications.

Transferring funds is hassle-free with Union Bank's mobile app. Customers can save their frequent recipients and schedule transfers to anyone, to any bank, at any time without having to enroll or go to a branch. Real-time crediting is also available for transfers between UnionBank accounts. Customers can also transfer up to PHP 50,000.00 in real-time via InstaPay or use PESONet for same or next business day crediting. For international transfers, customers can use SWIFT for only US$ 15.00.

Paying bills is made more convenient with Union Bank's app. Customers can choose from over 300+ billers and pay their utility, phone, rent, and more without having to enroll the billers. They can also save their regular billers and schedule regular payments.

The app also allows customers to manage transactions that require their approval and view all their account balances in one place. Real-time monitoring of transactions is also available for a seamless banking experience.

Security is a top priority for Union Bank, and they ensure secured access through OTP and biometrics. Customers can also reset their password and unblock their profile through self-service options.

Union Bank has been recognized for its outstanding digital customer experience and has received numerous awards such as 2022 Outstanding Digital CX Payments by The Digital Banker, 2022 SME Bank of the Year by Asian Banking and Finance, 2021 SME Bank of the Year by Asian Banking and Finance, 2021 SME Bank of the Year by EFMA, 2021 Best Bank for SMEs by Asiamoney, and 2021 Best Mobile Banking Technology by Asian Banking and Finance.

The app is also available on the web for easy access. Union Bank of the Philippines is regulated by the Bangko Sentral ng Pilipinas and is a member of PDIC. Customers can reach out to UnionBank Business Support for inquiries and comments through [email protected] or (02) 8-667-2668. With a maximum deposit insurance of PHP 500,000.00 for each depositor, customers can trust Union Bank for their banking needs.