Yes! Debit

The Yes! DebitTM Account is a convenient and flexible way to manage your money. With this account, you can get paid up to 2 days faster with direct deposit, earn cash back offers with Payback Rewards, and enroll in optional Overdraft Service. The best part? There's no credit check or minimum balance requirements to open an account. You can use your Yes! DebitTM Card to shop in stores, online, and pay bills anywhere Visa Debit is accepted. Plus, you can easily manage your money on the go with the Yes! DebitTM Mobile App.

To open a Yes! DebitTM Account, you will need to register and verify your identity. This can be done online, and you will need to have online access to complete the registration process. Once your account is open, you can start enjoying the benefits of faster funding and cash back rewards.

The faster funding claim is based on a comparison of Pathward, N.A.'s policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. However, fraud prevention restrictions may delay the availability of funds with or without notice. To be eligible for early availability of funds, your payor must support direct deposit and the timing of their payment instruction.

The Payback Rewards program is optional and allows you to earn cash back based on your individual shopping habits. You can opt-out of the program at any time through your Online Account Center. Cash back rewards will be credited to your account and cannot be received in the form of a check or other direct payment method. This program is sponsored by Netspend Corporation and is not affiliated with Pathward, N.A. or Visa.

If you choose to enroll in the optional Debit Card Overdraft Service, you will be charged $20.00 for each transaction that overdraws your account by more than $10.00, up to a maximum of five fees per calendar month. To avoid this fee, you have 24 hours from the time of the first transaction that creates the overdraft to bring your account back to a zero or positive balance. This service is only available for signature and PIN purchase transactions and ATM transactions, and ACH Debit transactions are not eligible. You must repay any negative balance within 30 days. Whether or not an overdraft is authorized is at the discretion of Pathward, N.A. and they reserve the right not to pay. You can opt-out of this service at any time, but you are still responsible for repaying any overdrawn amounts on your account.

To open a Yes! DebitTM Account, you will need to verify your identity by providing your name, address, date of birth, and government ID number. You may also be asked to provide additional identifying information, such as a driver's license. Restrictions may apply, and more details can be found on the YesDebit.com website or the card order page.

The Yes! DebitTM Mobile App is a free service, but your wireless carrier may charge for messages or data. The Yes! DebitTM Account is a demand deposit account established by Pathward, National Association, and the Yes! Debit Card is issued by Pathward, N.A. under a license from Visa U.S.A. Inc. Netspend is a service provider to Pathward, N.A. and certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. All rights reserved worldwide. Netspend is a federally registered U.S. service mark of Netspend Corporation, and all other trademarks and service marks belong to their respective owners.