Yono Lite SBI - Mobile Banking

Yono Lite is a mobile application created by SBI for their retail internet banking customers. It is a safe, convenient, and easy-to-use app that allows users to manage their finances on the go. To start using the app, users must complete a one-time registration process. This involves sending an encrypted SMS to a designated number and entering a unique code sent to the registered mobile number. Once registered, users can log in to the app and access a variety of features.

The app offers detailed information on various types of accounts, including transactions, deposits, loans, PPF, and SSA accounts. Users can also view and download statements, subscribe to eStatements, and manage their PPF accounts. The app also allows for easy fund transfers, including within self-accounts, to third parties within SBI, and to other banks through RTGS, NEFT, and IMPS. Users can also schedule transactions and manage beneficiaries.

Yono Lite also offers the convenience of opening fixed deposits, recurring deposits, and multi-option deposits through the app. It also has a UPI feature for fund transfers to registered and unregistered beneficiaries. Users can also manage their debit cards, including virtual and prepaid cards, and make bill and merchant payments through the app. The app also has a voice-assisted feature for balance inquiries, mini-statements, and quick transfers.

Other features of the app include top-up and recharge options for mobile and DTH services, as well as the ability to withdraw cash from ATMs using a QR code. Users can also make quick transfers and donations through the app. Additionally, the app offers pre-login features such as Bhim SBI Pay, Bharat QR, FasTag, and SBI Collect. Users can also access various services, including standing instructions, online nomination, and eLocker. The app also has a facility for QR-based cash withdrawals from ATMs and a feature for cardless cash withdrawals through Yono Cash.

Overall, Yono Lite is a comprehensive app that offers a wide range of features and services to help users manage their finances conveniently and securely. It also has pre-login features and a dedicated section for complaints and inquiries, making it a one-stop solution for all banking needs.