Zenus Bank: U.S. bank accounts

Zen Transfers is a secure and convenient application that allows you to hold funds, make and receive instant payments, and enjoy free international transfers with other Zenus clients. With our app and online banking services, you have the power to manage your money from anywhere in the world, giving you control and freedom over your finances.

Our services are available 24 hours a day, giving you access to your accounts, payment management, statement checking, and more. We prioritize the security of your personal and financial information by utilizing high-level encryption and the latest biometric recognition technology.

There are many reasons to open a Zenus account. As a fully regulated U.S. digital bank, our application process is fully digital, eliminating the need to visit a physical branch. Additionally, you do not need to be a U.S. citizen or resident to open an account with us. We also have no minimum balance requirements and offer Visa Infinite Debit Card benefits, with the option to upgrade to a metal Visa Infinite Debit Card upon request.

With Zenus, you can access local currencies at ATMs in over 200 countries, and enjoy unlimited free instant Zen Transfers, flat fee unlimited ACH payments, and flat fee unlimited Wire/SWIFT transfers. We also offer institutional FX rates, ensuring that you get the best value for your money. Our services are safe and secure, giving you peace of mind when managing your finances.

Apply now to open a Zenus account and enjoy all the benefits we have to offer. Please note that our services are not available in countries sanctioned by the U.S. Department of the Treasury, OFAC, and others selected by Zenus. Zenus Bank is licensed and regulated by the Office of the Commissioner of Financial Institutions (OCIF) in Puerto Rico, USA as an International Financial Entity (license #IFE-061). Zenus™ is a trademark of Zenus Bank International Inc. Visa is a registered trademark of Visa International Service Association.