This application offers three different types of home screens for users to choose from. The first is the "Plus Mode" which provides various benefits and information. The second is the "Basic Mode" which allows users to easily view their account information. The third is the "Easy Mode" which displays only the necessary menus for a simpler experience. One of the main features of this application is the exemption of transfer fees. No matter how many transfers a user makes or how much money they send, they will not be charged any fees. In addition to these benefits, the app also offers various useful information such as popular restaurants and tourist attractions in the Gwangju and Jeollanam-do regions. It also provides a health index check and health management tips. The app also makes transfers easier and faster for users. It offers a convenient transfer service for users with financial authentication certificates, bank IDs, and joint authentication certificates. Users can transfer up to 5 million won per day with just their account password. They can also send money using a KakaoTalk message or phone number without knowing the recipient's account number. Users can easily view their account and card information on the main screen. They can also register and view their accounts and cards from other financial services in one place. This app also offers various useful services for a smarter financial life. These include "Account Info" which allows users to view their scattered bank, securities, and fintech information in one place, "Local Currency Services" which promotes local consumption and offers convenient payment options, and "Smart Notification Box" which provides useful financial information. It also offers services such as "Smart Allowance" and "Smart Begging" for receiving and asking for money in a more sensible way. The "My Data" service allows users to view all their assets from various institutions in one place. It also provides analysis of their assets and spending habits, as well as services for credit management, quick insurance claims, retirement calculations, finding travel destinations, and life services. Users can also manage their health with the "My Healthcare" service which measures their steps using health data. The app also provides customer service information for users, including contact numbers for general inquiries, services for visually impaired and elderly users, and a dedicated number for KJ card users. Lastly, the app provides information on the permissions it requires from users. These include access to phone information and storage for authentication and image storage, access to contacts for services like mobile transfers and allowance begging, access to the camera for taking photos of identification and QR codes, access to photos for storing transfer receipts and selecting images for allowance begging, access to location for location verification services, and access to physical activity for step measurement. However, users can still use the app without agreeing to these optional permissions, although some services may be limited. Users can also change these permissions in the app's settings.









