Alfa by Bank Alfalah

This application offers a variety of features that allow users to manage their finances and banking needs digitally. One of the main features is the ability to open a full-fledged bank account without having to visit a physical branch. This includes the option to receive a cheque book and debit card, making it a convenient and hassle-free process.

Users can also access comprehensive relationship management tools, which provide a complete overview of their financial interactions, including loans and investments. This feature also offers personalized recommendations to help users make informed decisions about their finances.

The app allows for customization, with the ability to design a home screen with preferred features. Users can also check their account balance and statements at any time and from anywhere. The digital activity feature allows for a quick glance at recent transactions and the option to view past transaction receipts with just one click.

For easy access to internet banking, the app offers a QR login option. Users can also stay updated on exclusive deals and discounts through the app. Managing debit and credit cards is made simple with the ability to activate or block them across multiple channels, including ATMs, POS, and ecommerce.

The app also offers convenient features for bill and telecom payments, such as setting up standing instructions for automated payments and using a virtual debit card for secure online shopping. Contactless payments can also be made directly from the smartphone, eliminating the need for a physical card.

In addition to these features, the app also offers digital savings and investment options, exclusive discounts on telco data packages, instant loan approvals, and installment plans for electronics and vehicles. Users can also manage their foreign currency needs with end-to-end services and receive timely reminders for CNIC expiry. With enhanced profile management options and the ability to reactivate dormant accounts in real-time, this app provides a comprehensive and convenient banking experience for its users.