I&M Bank On The Go UG

The application offers a variety of features that make banking easier and more convenient for its users. One of the main features is the self-registration and login process, which allows users to create their own unique username and password, as well as use biometric authentication for added security. This makes it easy for users to access their accounts and manage their finances on the go.

Once logged in, users can view an overview of all their accounts, including operative, deposit, loan, and savings accounts. This gives them a comprehensive understanding of their financial status at a glance. They can also view a summary of their recent transactions, making it easy to keep track of their spending and income.

The application also offers mobile money services, allowing users to send and receive money from their accounts. They can also make local payments, such as transfers within their own accounts, EFT, and RTGS payments. For those with international transactions, the app also offers international payment options.

In addition to banking services, the app also allows users to make payments to government agencies such as URA and NSSF, as well as utility payments. They can also top up their airtime directly from the app. The transaction history feature allows users to view all their past transactions, making it easy to track their spending and manage their finances.

The app also offers card services, such as activating, blocking/unblocking, replacing, marking lost, and changing or resetting the pin for their cards. Users can also make service requests, such as stopping a cheque, opening an account, or applying for a loan, directly from the app.

Other features include beneficiary management, where users can add and manage beneficiaries for easier and faster transactions. They can also manage their profile, including viewing basic customer details, adding or removing a profile picture, and updating their preferences and settings, such as changing their password, setting up biometric authentication, and setting a USSD password.

The app also offers notifications to keep users updated on their account activity and any important information. Users can also use the app to locate the nearest ATM or branch for their convenience. And when they are done using the app, they can easily log out to ensure the security of their account.