Bank of Scotland Business

The Bank of Scotland mobile app offers a convenient and secure way for business account holders to manage their finances on the go. With the ability to log in quickly and securely using fingerprint or memorable information, users can access a range of features to help them stay on top of their finances. These include the ability to pay in cheques up to a daily limit of £10,000, make payments of up to £250,000 per day, and add new payment recipients.

Users can also view their PIN number for their business debit card, create and amend standing orders, transfer money between their business accounts, and check their account balances and transaction details. The app also offers the option to sign up for paper-free settings with the Digital Inbox feature, as well as view and delete Direct Debits and search through transactions. Additionally, users can update their business and personal address, make international payments to existing recipients, and approve online purchases.

To get started with the app, users will need a Bank of Scotland business account and their Internet Banking logon details. They will also need a card and card reader for added security. If they are not yet registered for Internet Banking, they can easily do so by visiting the bank's website. And if they do not have an account with the bank, they can now apply for one directly through the app.

The Bank of Scotland takes the safety and security of its customers seriously. The app uses the latest online security measures to protect users' money, information, and privacy. It also checks for security before allowing users to log in and offers the ability to block a lost or stolen phone from accessing the accounts. However, users should note that their phone's signal and functionality may affect the app's service, and terms and conditions apply.

It's important to note that certain features of the app may not be available on all devices. For example, the Fingerprint Logon feature requires a compatible mobile device running Android 6.0 or higher and may not work on some tablets. Additionally, features that require the use of the device's phone capability, such as the "Call us" feature, will not work on tablets.

Lastly, the app collects anonymous location data to help combat fraud, fix bugs, and improve future services. However, users should be aware that they are not allowed to download, install, use, or distribute the app in certain countries, including North Korea, Syria, Sudan, Iran, and Cuba, as well as any other country subject to UK, US, or EU technology export prohibitions. The Bank of Scotland is registered in Scotland and is authorized and regulated by the Prudential Regulation Authority and the Financial Conduct Authority.