Bluevine

Earn more interest with Bluevine Business Checking, one of the nation's highest-yield business checking accounts. Eligible customers can earn 2.0% interest on balances up to $250,000. This account has no monthly fees, no minimum opening deposit or balance requirements, and no limit on the number of transactions. Plus, there are no monthly or overdraft fees, making it easier for businesses to budget and save money.

With Bluevine, you can also manage up to 5 sub-accounts, allowing you to easily budget for taxes, payroll, and more. Each sub-account comes with its own designated account number, giving you more control over your finances. And with the ability to bank from anywhere, you can deposit checks, transfer funds, and pay bills all from your mobile device. You can also deposit or withdraw funds at over 37,000 in-network MoneyPass locations nationwide.

Bluevine prioritizes the security of your account, with FDIC insurance up to $3,000,000 per depositor through Coastal Community Bank, Member FDIC and their program banks. They also have industry-leading security protocols in place, such as the ability to instantly lock your debit card if it is lost or misplaced.

Bluevine has been recognized for their success in providing multiple financing products and their vision of a complete platform of innovative banking products for small businesses. They are not a bank themselves, but rather a financial technology company. Banking services are provided by Coastal Community Bank, Member FDIC. The Bluevine Business Debit Mastercard® is issued by Coastal Community Bank, Member FDIC, and can be used wherever Mastercard is accepted.

For more information, visit the Bluevine website or check out their legal disclosures. Customers can earn 2.0% interest on balances up to $250,000 if they meet the monthly debit transaction or deposit requirements. There is no limit on the number of transactions, but there are monthly deposit and withdrawal amount limits. Sub-accounts can only be opened on the desktop or mobile browser version of the Bluevine Dashboard experience, and customers will receive a Bluevine Business Debit Mastercard for use with the main account. Bluevine also charges a $2.50 fee for ATM transactions outside of the MoneyPass® network, with additional third-party ATM fees varying by operator.