Live Easy, Control Smartly is an all-in-one financial app that allows you to take care of your banking, wealth management, investment, and spending needs in one convenient place. With just your HKID card and address, you can open an account without having to visit a branch, and the process can be completed in just a few minutes. The app also offers instant fund transfers through FPS, bill payment for over 850 merchants, and the ability to set reminders and schedule regular payments for added convenience.
For those looking to save and grow their money, the app offers a variety of multi-currency time deposit plans. And for those interested in investing, the app allows you to trade Hong Kong stocks, China A shares, US stocks, funds, foreign exchange, bonds, and even apply for IPOs. With helpful investment tools such as Stock and FX widgets, PickAStock, PlanAhead, and Smart Invest, you can make more strategic investment decisions.
The app also offers credit card management, allowing you to check your points and enjoy privileges on dining, shopping, and entertainment. You can also check your card balance and choose to pay in installments. Additionally, you can easily purchase travel, savings, life protection, critical illness, and home insurance through the app and access your policy information at any time.
For those looking to go green, the app offers green financial services such as BeLeaf, which provides monthly green financial tips, and e-Statements, which eliminates the need for paper documents and helps reduce waste. The app also offers a mobile token and biometric authentication for added security and environmental friendliness.
If you have any questions or need assistance, the app offers 24/7 online customer service. You can also visit the website or Instagram account for more information. It's important to note that borrowing should only be done if you can repay, and investment and foreign exchange involve risk.
It's also important to note that the products and services offered through the app are subject to relevant terms and conditions, and any disputes should be resolved directly with Bank of China (Hong Kong) Limited. The app is not intended for use in jurisdictions where it would be contrary to applicable laws or regulations, or where the app is not licensed or authorized to operate.









