Cake by VPBank is a digital banking application created by Vietnam Prosperity Joint-Stock Commercial Bank (VPBank) to provide users with convenient and efficient banking experiences in the modern world. This app offers a variety of exceptional features to make banking easier and faster for its users.
One of the main features of Cake is its current account, which can be registered 100% online through a quick and modern electronic identification process. The account number is also a simple and easy-to-remember phone number. Additionally, users can enjoy lifetime free services such as money transfers, withdrawals, account maintenance, and SMS fees.
Cake also offers a debit card with a wide range of designs to choose from based on personal preferences. The card can be opened within just 2 minutes and is delivered to the user's home for free. There are also many attractive offers available for cardholders.
For those looking to invest, Cake provides a term deposit option with a minimum deposit of VND 100,000 and various attractive interest rates. The process is simple and can be done without having to visit a bank branch. Users can also withdraw a portion of their deposit before maturity without losing interest.
Cake's credit card is another convenient feature, with a quick and easy 2-minute online registration process. There is no need to provide proof of income or go through complicated paperwork, and the credit limit can go up to 100,000,000 VND. Users can also enjoy attractive incentives from Cake's partners.
The app also offers a feature called 'Ung Tien Nhanh' which allows users to register and receive instant approval for loans up to 20,000,000 VND without having to provide proof of income. Cake also provides the option to invest in fund certificates with a minimum capital of 10,000 VND through reputable investment funds managed by Dragon Capital Vietnam Fund Management Company.
In addition to banking services, Cake also allows users to top-up their phone, pay bills for utilities such as electricity, water, and internet, and even purchase car insurance directly through the app. The app also offers diverse consumer loans, including unsecured loans for Be drivers and salary advance loans for Vinaphone subscribers, with low interest rates, simple procedures, and quick disbursement.
Cake Digital Bank is committed to providing users with a seamless and enjoyable banking experience. Users can connect with Cake through email, hotline, or the website to learn more about the app and its services. With its user-friendly interface and convenient features, Cake truly lives up to its slogan of being "Easy as Cake."









